How to Purchase a Diamond Engagment Ring

There are a large number of considerations when buying a diamond, particularly when it is a diamond engagement ring! The custom of giving a lady a diamond engagement ring while declaring oneself started in 1477 when Archduke Maximilian bestowed a diamond ring on Mary of Burgundy. Generally speaking, a lady you are planning on proposing to will expect a diamond engagement ring to accompany your marriage proposal!

First you need to decide how much ring you are able to afford. Most men apply the ‘two months earnings’ principle. With that in mind you should consider spending the equivalent of at least two months of the pay you are currently earning. Considering you have other bills to consider, saving two months worth of pay could take rather a long time. Perhaps you might want to consider financing. Go to the jewelry store you plan to buy the engagement ring from and let them know that you are planning on buying an engagement ring, and also that you will require financing. Proceed with getting the credit check out of the way, ascertain what your payments will run, and how much money down will be required.

Now ask your girlfriends best friend to take your girlfriend shopping, but make sure this friend can be trusted to be discrete. Make sure that your girlfriends best friend knows to take your girlfriend to a jewlry store to see what type of engagement ring your girlfriend might prefer if she were getting engaged. 
After you have a ballpark idea of what might please your girlfriend, them ensure that the jeweler
you purchase the ring from allows you to bring back the ring, for exchange or just in case your lady is not currently ready for this course just yet. You will want to be sure the jeweler has an exchange policy as you want your girlfriend to love the ring she will be sporting for the rest of her life.